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Planning payments

Schedule future payments for your invoices. Learn how to plan and manage upcoming payments in Banqup

Maxime avatar
Written by Maxime
Updated over 3 weeks ago

Need to schedule a payment for later? Banqup lets you plan payments ahead while keeping the same simple payment process you're used to. This helps you manage your cash flow and ensure invoices are paid on time.

Planning a payment

The process is similar to making an immediate payment:

  1. Select one or multiple invoices.

  2. Click Pay.

  3. On the payment review screen:

    • Choose your payment account.

    • Click the date field to select when you want the payment to be executed.

    • Review the payment details.

  4. Click Pay to schedule your payment.

  5. Authorise the payment by scanning the QR code with the Banqup One mobile app.

Note: You’ll need to authorise the payment right away, but it will be executed at the planned date. You’ll receive a confirmation message indicating that the payment has been successfully scheduled.

Tracking planned payments

You can view all your upcoming payments in Payment Accounts. From there you can overview all upcoming payments (planned payments, direct debits), check their execution dates, payment details and status.

To view your planned payments:

  • Go to the details of your Banqup Business Account.

  • In the Transactions tab (open by default), click on Show planned transactions.

Canceling a planned payment

You can cancel any payment before its execution date:

  1. Go to the details of your Banqup Business Account.

  2. Find the planned payment.

  3. Click on the three dots menu, then Cancel.

  4. Confirm that you want to cancel the scheduled payment.

FAQ

Can I change a payment date after scheduling it?

Yes, you can modify planned payments until their execution date.

What if I don't have enough funds on the execution date?

The payment will fail if there are insufficient funds. You'll be notified and can reschedule the payment.

Can I plan partial payments?

No, planned payments can only be paid in full.

Can I plan payments with all payment accounts?

Payment planning is available for Banqup Business Accounts.

What happens if I try to pay an invoice that already has a planned payment?

Banqup prevents accidental double payments. If you try to pay an invoice that already has a planned payment, you'll see a warning message. You can either keep the planned payment or cancel it to make an immediate payment instead.

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