Add physical and virtual debit cards to your Banqup Business Account for convenient spending, cash withdrawals, and better expense management. Here's how to get started with your first card.
Ordering a debit card
Go to Payment Accounts.
Click Add card.
Select card type:
Physical card for in-store and online purchases.
Virtual card for online transactions.
Choose your Banqup Business Account.
Name your card for easy identification.
Set a PIN
You need to set a PIN code for physical debit cards. After ordering your card, you'll be prompted to set a PIN code. You can also set it up later by selecting the card and clicking on Set PIN. Keep in mind that the PIN code cannot contain sequential numbers (1-2-3-4 or 4-3-2-1 etc.) or repeated numbers (1-1-1-1 or 2-2-2-2 etc.).
Should I choose a physical or virtual debit card
Why choose a physical debit card
You should choose a physical Banqup debit card if you plan on making in-store purchases. Your Banqup debit card also supports:
Online payments
Cash withdrawal
In-store, contactless payments
Why choose a virtual debit card
You should choose a virtual Banqup debit card if you plan on making online purchases exclusively. It comes in handy to create virtual debit cards for employees in order to be able to track who made specific purchases; or you can create different cards for different purposes. Creating a virtual Banqup debit card makes it available instantly.
Important notes
You can create unlimited* virtual cards.
You can order extra physical cards for an extra cost.
Cards are always linked to your Banqup Business Account. You can choose which if you have multiple accounts.
Choose meaningful names for easy tracking.
*Unlimited is subject to fair usage. Abusive patterns may result in limitations.
FAQ
How long does it take to receive a physical card?
Physical cards are typically delivered within 5 business days.
Can I start using a virtual card immediately?
Yes, virtual cards are available for use as soon as they're created.
Can I have both physical and virtual cards?
Yes, you can combine both types based on your needs.